We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
5% deposit mortgages in 2021?
Options

T0m121
Posts: 1 Newbie
I’m planning to buy my first house this year and I am currently in the process of saving for my deposit. I’ll easily have 5% of the house price saved by late summer, but how realistic is it that mortgage brokers will be offering the 5% deposits this year? When do you think they’ll return?
0
Comments
-
Doubt it will be this year, keep saving your deposit, the time will fly by.Mortgage started 2020, aiming to clear 31/12/2029.0
-
T0m121 said:I’m planning to buy my first house this year and I am currently in the process of saving for my deposit. I’ll easily have 5% of the house price saved by late summer, but how realistic is it that mortgage brokers will be offering the 5% deposits this year? When do you think they’ll return?
As an FTB, you could always explore the H2B option though with a 5% deposit.I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
2 -
Well everyone doubted 90% LTV mortgages and they've flown back. Wouldn't be surprised if there is a 95% mortgage by Easter0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards