House repairs

SystemSystem Forumite, Community Admin
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This discussion was created from comments split from: Bankruptcy questions.


  • deliveryguy1deliveryguy1 Forumite
    35 Posts
    Second Anniversary 10 Posts
    I  have recently been discharged from bankruptcy 0n the 29/01/21 1 have a joint mortgage and current income is about £1900 per month including  benifits 
    we currently owe £28000 on a mortgage house is worth around £70000 in need of repair  needs new kitchen new bathroom felt needs replacing on roof new electric etc  currently paying £358 on mortgage with Natwest bank  made up of a £104 interest and £254 princable  there is a charge on the house for my half 
    what should be my next move should i go to the bank to see if they will lend us the money roughly 22000 extra should i get a valuation to get the value of house  any advice is welcome  thank you in advance for your replys
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