Claiming Deferred LGPS Pension While Continuing to Work in Current Private Sector Role

Dazed_and_C0nfused

It all depends on what your taxable income is and what rate(s) of tax you pay.

If you are a basic rate payer then contributing to a SIPP usually has no impact on your personal income tax liability.

But with a personal contribution to a SIPP you get basic rate tax added to your pension fund and the amount of tax you have paid doesn't impact that.  There are plenty of non taxpayers who contribute £2,880 each year and get £720 tax relief added giving them a pension fund of £3,600 despite not actually paying any tax.

TVAS

Why do you want to take another DB pension early when you have a salary? 
If you do you need to keep an eye on it because you will be approaching the higher rate tax limit when the pensions increase, if you get a pay rise. It may be worth putting more than 6% into the pension to bring down your taxable income from your work pay.

TVAS

The clue is in the title Money Purchase Annual Allowance thus only applying to money purchase schemes.