Halifax bank, who are they linked to??

Dancingdebs

Hi,My OH and I have both opened a Halifax basic bank account and I have recieved my electron card this morning! We've also opened the co-op cashminder account, but not reiceved anything yet, as originally thought we were going to go bankrupt, but hoping to go down DMP route now.
What I would like to know is if the Halifax is linked to any of our creditors, as we need to move our wages ASAP from LTSB, they are our biggest creditor.
My creditors are: LTSB, MBNA & VIRGIN, EGG, MINT, MORGAN STANLEY.
My partners are: NATWEST, TESCO, MINT, LTSB, HSBC, BARCLAYCARD, GE CAPITAL BANK (think they look after River Island, Comet, Homebase??).Thanks xx

floss2

Halifax & Bank of Scotland are HBOS...Tesco cards are run by RBS, Royal Bank of Scotland

Dancingdebs

floss2 wrote: »

Halifax & Bank of Scotland are HBOS...Tesco cards are run by RBS, Royal Bank of Scotland

Thanks floss,So Bank of Scotland isn't the same as Royal Bank of Scotland then?

floss2

Nope... i think Royal Bank of Scotland own NatWest..or vice versa..they're linked anyway!

malestrom07

Halifax are also Bank of Scotland - Intelligent Finance and SainsburyS Bank

malestrom07

Oh and Dozens of Storecards - too many to mention.

fermi

From wikipedia (so be slightly cautious about the info):

Structure

HBOS has 3 main subsidiaries:

• Bank of Scotland plc
• HBOS Australia
• HBOS Insurance & Investment Group Limited

Bank of Scotland plc

Bank of Scotland plc is the banking division of the HBOS group, and operates the following brands,

United Kingdom

• Bank of Scotland
• Bank of Scotland Private Banking
• Bank of Scotland Treasury Services
• Birmingham Midshires
• Halifax
• Halifax Financial Services (Holdings) Ltd
• Halifax Investment Fund Managers Ltd
• Halifax Share Dealing Limited
• Halifax Unit Trust Management Ltd
• Intelligent Finance
• Sainsbury's Bank (50%)
• The Mortgage Business (TMB)

International

• Banco Halifax Hispania
• Bank of Scotland Corporate
• Bank of Scotland International
• Bank of Scotland Investment Services
• Bank of Scotland (Ireland)
• Bank of Scotland (Netherlands)

HBOS Australia

HBOS Australia was formed in 2004 to consolidate the group’s holdings in Australia. It consists of the following subsidiaries:

• Bank of Western Australia Limited
• Capital Finance Australia Limited
• St Andrew's Australia Pty Ltd
• BOS International (Australia) Ltd

HBOS Insurance & Investment Group Limited

HBOS Insurance & Investment Group Limited manages the group’s insurance and investment brands in the UK and Europe. It consists of the following:

• esure
• First Alternative
• St James's Place Capital (60%)
• Halifax General Insurance Services Ltd
• Halifax Insurance Ireland Ltd
• Clerical Medical

bathgatebuyer

The devil in my experience