Relocation away from England during bankruptcy

ConcernedLoser

I have recently filed for bankruptcy and it was approved. I haven't worked since the start of the pandemic and that made it impossible for me to continue to "service" some massive loans I had to take out in the past - basically I could barely keep up with repayments even in good times, and now I burned through all savings and exhausted payment holiday options etc. I'm also quite unlikely to find a decent job until the pandemic is over, and worse - I have some major health issues that would probably keep me out of work for the next 1-1.5 years.

Given all of the above, I have to leave London and try to live somewhere as cheap as possible - preferably rent free. Now that's where it gets complicated - all of my possible options are far away: friends in Scotland, or relatives in Netherlands, or my parents in an Eastern European (non-EU) country. I'd prefer to move in with my parents, but given COVID-19 travel restrictions I might have to go for one of the UK options first - until the travel restrictions are somewhat relaxed; and then move in with parents.

My concern (and my question) is - how this will affect my bankruptcy?

I saw in the initial response to my bankruptcy application that adjusticator mentioned that applicable jurisdiction is the UK (which is should be! I have lived in London for over 20 years, and all of my personal and financial links are local - I haven't been in my motherland for over 25 years, since I was a kid).

Will the jurisdiction change? I know that even Scotland has it's own bankruptcy system. 

And if it will change, what will that mean in practice? I'm highly unlikely to work or have any disposable income wherever I will end up.

sourcrates

Once your declared bankrupt, and you have had your telephone interview, that is it, you won`t normally be contacted by the OR`s office again.
There are no restrictions on where you can live, and after 12 months, you will be released from liability as normal.

Minkym00

The only reason that the adjudicator is interested in jurisdiction is to prevent bankruptcy tourism, as the restrictions are more lenient in the UK that many European countries and you have to prove you’ve been living in the UK for a few years before it will be allowed. You’re fine to move abroad.

CKhalvashi

There are no restrictions on where you live during bankruptcy, only during the time leading up to it to prevent abuse of the UK system. If you have worked in London for 20 years, you absolutely have the right to file in the UK.

Immigration to the Netherlands has its own requirements and will be subject to the rules in place with the Dutch national authorities. Entry from outside the EU is largely restricted.

No country in Europe (even non-EU countries) is heavily restricting entry to their own nationals due to strong human rights protections, with the exception of the UK from next week. You may need to transit via another country, however there is nothing stopping you from returning home. Most countries require a home isolation for a period that depends on the country on arrival.

ConcernedLoser

Thank you so much for your answers! It is very helpful and a big relief for me...