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Mortgage after Payday Loans
Purplestars89
Posts: 13 Forumite
Hi
I'm just after some reassurance really but to give you some background , I have previously used payday loans most were settled in 2018/2019 however I have one that was settled in January 2020 none had any adverse against them. I'm looking to apply for a mortgage with my partner at the end of this year/beginning of next year , do you think we have a realistic chance of obtaining a mortgage with a high street lender ? We will be looking at 60-65% LTV and we are both in full time permanent employment. Has anyone had any success in obtaining a high street mortgage recently with a similar history of PDLs.?
I'm just after some reassurance really but to give you some background , I have previously used payday loans most were settled in 2018/2019 however I have one that was settled in January 2020 none had any adverse against them. I'm looking to apply for a mortgage with my partner at the end of this year/beginning of next year , do you think we have a realistic chance of obtaining a mortgage with a high street lender ? We will be looking at 60-65% LTV and we are both in full time permanent employment. Has anyone had any success in obtaining a high street mortgage recently with a similar history of PDLs.?
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