We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage with unpaid direct debit
Mard1980
Posts: 11 Forumite
Hi me and my wife are looking to buy a house but I've just looked on my bank statement and there is an unpaid direct debit. I joined the gym just before national lock down then the lockdown started 2 days after I joined so I canceled my direct debt but it was too late as they tried to take it out then it went back in and it says unpaid direct debit. What affect will this have on me getting a mortgage. I have great credit score it's in the top on excellent I've never missed a payment before we have 20% deposit for the house that is 115500 my wife has good credit. Will this little mistake mess up my chances for a mortgage
0
Comments
-
No, you'll be fine. I've never known a Gym to show up on your credit file, so it won't affect that.
And when/if the lender assesses your Bank Statement, a simple explanation will likely suffice, if required.0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards