Pension drawdown for non UK resident ex-pat

empathology

Hi. As a Brit, I spent my first 20 working years in the UK contributing to several DC pensions. Then I moved to The Netherlands in 2004 (no plan to return) and would like to retire a little early so want to draw down these UK pensions year by year until the Netherlands (DB) pensions start (about 5 years away).
Question is - how will this be taxed by the UK? (It will be taxed in NL as income). As I'm not a UK tax payer, I wonder if the pension companies will charge an emergency tax rate that I will have to claim back from HMRC (and how I could do that is another question!), or will they just pay out up to 25% tax free?
Any suggestions / tips gratefully appreciated.
Thanks

JohnWinder

https://www.gov.uk/government/publications/netherlands-tax-treaties

xylophone

https://www.pensionwise.gov.uk/en/living-abroad?gclid=EAIaIQobChMI-uub1ePX7gIVy4FQBh2upgeNEAAYASAAEgLKrPD_BwE
may be worth a look.
In particular
If you move abroad before you start taking your pension, overseas tax laws may prevent you from taking anything tax free.

https://www.gov.uk/guidance/living-in-the-netherlands

We recommend you get professional advice on paying tax in the Netherlands. Find an English-speaking lawyer in the Netherlands.

[Deleted User]

Its very simple. UK will not tax your withdrawals, as long as your paperwork is in order. Netherlands will tax your pension income in accordance with  local taxation regime. 

[Deleted User]

You need to get a “nil tax code”.  You may already be classified as NT, if you did everything right when you left.  This site references the forms to fill in (P85). https://www.harrisonbrook.co.uk/apply-for-your-nt-nil-tax-code/

empathology

Thanks very much, an NT tax code looks like what I need.

Two small additional questions:

1. Do I need to apply for an NT code each year, or does it remain in force until I return to the UK (or don't!) ?
2. I think I know the answer to this but... Drawing down with an NT code will be tax-free in the UK but regarded as normal income in The Netherlands. Therefore, I guess that drawing down <25% each tax year has no tax-free benefits as it would do in the UK ?