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Flexible Drawdown

I am 67 and have £130,000 with aegon from a previous employer and am thinking of going into flexible drawdown with vanguard and taking my tax free 25%, I intend to stop work in April and have 6,000 with my present company pension

Comments

  • Is there a question, or ...... ?
  • Advice for DIY instead of IFA, anybody else with vanguard and done it themselves
  • AlanP_2
    AlanP_2 Posts: 3,559 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 4 February 2021 at 6:02PM
    So do you mean you have DC pensions of £130 + £6k = £136k or do you mean you have a Defined Benefit pension that will pay you £6k a year and a DC pot of £130k as well?

    How much do you need in retirement?

    Do you have State Pension as well, how much?


    Lot's of people DIY and many use Vanguard. Are you DIY at the moment as if you have managed the pension yourself whilst building it up what do you want an IFA for now? 

    Not saying you don't need one but if there are specific aspects posters on here may have helpful comments.
  • hev3049
    hev3049 Posts: 48 Forumite
    Ninth Anniversary 10 Posts
    I would like to know too!

    😄


  • What kind of pension is the £130,000 with Aegon? Is it Defined Benefit or Defined Contribution? This is central to your options
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