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Please help re DiP/credit search/GDPR
katkin804
Posts: 45 Forumite
i had a DiP declined. I was told the reason was because a financial association had second bureau information.
I had this association removed but apparently even though I have no financial associations on any credit file apparently I have to wait 4 weeks as they search the last 4 weeks. Is this correct?
Also surely its a breach of GDPR to give me someone elses info ie. tell me someone i an associated with has second bureau information as they may not have chosen to share this info. They didn't give this consent
I had this association removed but apparently even though I have no financial associations on any credit file apparently I have to wait 4 weeks as they search the last 4 weeks. Is this correct?
Also surely its a breach of GDPR to give me someone elses info ie. tell me someone i an associated with has second bureau information as they may not have chosen to share this info. They didn't give this consent
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Comments
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@katkin804 What do you mean by "second bureau information". Do you mean adverse credit history?The waiting period of 4 weeks is probably the time it takes for the files to be updated, it doesn't happen on a real time basis. I hope you have removed it from all 3 credit files and not just one.
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yes all removed. its updated on all the credit reports i can see which is all 3
i think she said second bureau information but she backed it up saying ccjs or defaults or similar0
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