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Bank error?

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sim2335
sim2335 Posts: 588 Forumite
Fourth Anniversary 100 Posts Name Dropper

Not sure if you remember  anyway nationwide promise to remove my 2 defaults and rewrite both loans


It’s been over 8 weeks and defaults still on, in complaiment it said give it 8 weeks, now they saying after remoter been done


Rewrites done a few days ago.


They just put 4k in my account I didn’t apply for a loan, and wouldn’t get one anyway..it’s their error should I tell them as friend keep saying don’t they can’t do anything.


Also I complained through exeprien, it’s not removed and they said this was not agreed to call them and they said will do after rewrite 

Comments

  • sim2335 said:

    Not sure if you remember  anyway nationwide promise to remove my 2 defaults and rewrite both loans


    It’s been over 8 weeks and defaults still on, in complaiment it said give it 8 weeks, now they saying after remoter been done


    Rewrites done a few days ago.


    They just put 4k in my account I didn’t apply for a loan, and wouldn’t get one anyway..it’s their error should I tell them as friend keep saying don’t they can’t do anything.


    Also I complained through exeprien, it’s not removed and they said this was not agreed to call them and they said will do after rewrite 

    What's the remoter?

    Ignore your friend.  Contact Nationwide and find out why this £4000 has been paid into your account.  The whole situation is a total mess so don't make it worse by spending the £4000.
  • Elmer_BeFuddled
    Elmer_BeFuddled Posts: 312 Forumite
    Fourth Anniversary 100 Posts Photogenic Name Dropper
    edited 29 January 2021 at 6:15AM
    I must be drunk. Never understood a word of OP.
    I'm writing a book on plagiarism. It wasn't my idea.
  • Herzlos
    Herzlos Posts: 15,885 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    sim2335 said:
    They just put 4k in my account I didn’t apply for a loan, and wouldn’t get one anyway..it’s their error should I tell them as friend keep saying don’t they can’t do anything.

    They'll reclaim it for you if it's in error, so don't spend it.
    If it is inadvertently a loan then you'd also get to pay interest on it.
    By all means sit on it for a few days to see if you get a letter in from them, then phone and ask what it's about. If you're meant to have it, they'll let you keep it, and if not they'll take it back and you can get on with your life.

  • finalfantasist
    finalfantasist Posts: 161 Forumite
    100 Posts Name Dropper
    edited 29 January 2021 at 12:13PM
    I'd add to the above.  You should avoid taking any advice from this "friend" in future, he/she is clearly an idiot.
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    I'd add to the above.  You should avoid taking any advice from this "friend" in future, he/she is clearly an idiot.
    Yes he is..he tried to convince me too saying they can’t do anything and it’s happend to him before.
  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper

    Thank you for advice I’ve told them they will let me know why by Monday 

    I just got a letter in post saying it’s a personael loan

    I never applied and wouldn’t get one anyway, all I did is agree to rewrite.

  • sim2335
    sim2335 Posts: 588 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Now my bank where money came into have totally blocked everything and will have to call tommrow, as it’s under investigation 
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I must be drunk. Never understood a word of OP.
    Me either but it seems to be okay as others seem to have understood. I'm not drunk although I am sleep deprived . . . 
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
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