Pension re-cycling

frugal90

Trying to get a handle on the pension re-cycling rules.
Next year I will draw £32k from my sipp, 8k lump sum then the rest over 12 months.
Can I invest anything back into the sipp ?

The following year I will take my defined benefit pension which will give me a lump sum of £60k and annual pension of £20k. 
If I keep the sipp open can I invest anything into it that year.

In future years until I am 75, what amount am I able to put into my Sipp?

Thanks 

Dazed_and_C0nfused

I don't thing recycling will be your main concern, the MPAA will kick in first and possibly then the non earners limit of £3,600 (gross).

Hopeless2

The lump sum cannot be used to pay back into your pension as it is tax free income 

AlanP_2

You can contribute £3600 gross or up to your relevant income to a pension in a tax year.

Relevant income, for most people, means salary. So, will there be any salary next year or the one after?

If there is then recycling needs to be considered depending on the amounts involved. See https://adviser.royallondon.com/technical-central/pensions/contributions-and-tax-relief/recycling-of-tax-free-cash/ for details and work through their flowchart.

If the sums involved take you over those limits is paying into a partner's / spouse's pension an option as that is definitely not recycling?

 The lump sum cannot be used to pay back into your pension as it is tax free income - It can subject to the HMRC rules as per link above.

Mick70

Other posters will correct me if not , but You should be able to use your DB pension income to pay into the SIPP, I think that is allowed  ... However the tax free lump sum is a big no as that would be recycling so needs to have NO involvement