Mortgage for 59 year old

Fizwiz

Just looking for some advice really I’ve been living in rented accommodation for the last five years but looking for some peace of mind about the roof over my head (I I don’t want to live with the thought that I could be asked to move on in a few years time)
 There doesn’t seem to be any assured tenancies anywhere, I was considering shared ownership would I get a mortgage my age?  I have a small deposit and quite a generous index-linked pension

ACG

Age is not really an issue in getting a mortgage.

The issue around age is more based on affordability. But if you can evidence a good income post retirement, there are lenders who will look to accept your pension and do a mortgage that will remain after you retire. Probably one for a broker, but it sounds like it could be possible. 

Sotts

Hi.  I'm 52, my husband is 54.  We've just had our mortgage agreed.

In London where we live, there are some HAs that do SO properties specifically for the over 55s 

fizzgog

We're 58 & 56  respectively these next few months, £35K per year income and have a mortgage offer of £85k over 12 years.

joshiesaunt

Yes, it is possible but have you approached your local authority to ask about something like sheltered housing.  It's independent living (there is usually a service charge) but it is a secure council tenancy.  Sheltered housing often isn't as in demand as normal council housing.  Once you are in, you could go on the housing register to transfer to a 'normal'  flat if it doesn't suit you.