Monthly Mortgage Payments too much?

twinks101

getmore4less said:

£770*2 £1540
25years 1.74% that's £372k mortgage. 

Unless you have a lot of deductions and your gross is more like £40k rather than £30k each how did you get 6.2 times income? 

Ahh apologies! That was our old salary 🤦🏻‍♀️ We had a pay rise at Christmas to around £39 each. Still used to the old salary/got the old salary stuck in the brain 

getmore4less

More like £2,500pm each then.

Already gone from 50% to 40% and you have done nothing.
if not to old working on £1k  £770+£230
25 £1540, 770, £1k,  40%
30 £1330, £665, £895, 36%
35 £1190, £595, £825, 33%