AIB Mortgages

Why is AIB even listed in the table of offers.  It is impossible to get through to them - phones have recorded messages telling you to call other numbers, those numbers go to voicemail, and messages and emails are not answered.  Such a frustrating waste of time which I could do without when moving house :-(

Comments

  • K_S
    K_S Posts: 6,869 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 18 January 2021 at 3:32PM
    @Scooby64 Afaik, they're direct-only outside NI, their LTI ceiling is 3.5x and their products typically don't allow any overpayments. So I'd guess they don't do a huge lot of business and don't have the capacity to do a lot more. The relatively low LTI ceiling probably lowers the risk sufficiently to be able to offer market leading rates.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

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