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taking partner of joint mortgage
Lisa1919
Posts: 1 Newbie
Hi , currently going through a separation and looking at the best way to take over the mortgage. I had a house previous so the money in the house is mine but it is in a joint mortgage. I rang my mortgage provider and to take my ex partner off I would have to reapply and meet the eligibility. They could only lend me £150k and my mortgage is £201k , I earn 34k a year.
My dad was happy to be a guarantor but Barclays say they no longer offer these mortgages.
Just wondering what options I might have and whether it is possible to try and get a guarantor mortgage and pay the fees to come out of this one.
also someone mentioned severe the tenancy agreement as I am in a three year fixed term but would my ex partner be able to get proceeds from the house when I sell?
many thanks
also someone mentioned severe the tenancy agreement as I am in a three year fixed term but would my ex partner be able to get proceeds from the house when I sell?
many thanks
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