Occupiers Consent Form

I am in the process of buying a house and I am getting close to exchange/completion. My mortgage broker told me my boyfriend who will be living in the property will need to sign an occupiers consent form from the mortgage lender. 
When would I expect to be sent this for my boyfriend to sign? I am getting close to exchange and have signed my mortgage deed but realised I haven’t received the form for my boyfriend to sign.
many help would be appreciated. 

Comments

  • K_S
    K_S Posts: 6,869 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    If it hasn't been asked for yet, it should be requested as part of the conveyancing, might be worth checking with the solicitor. Or else, for most lenders it's a standard form and available on their website, you could just fill it and send a scanned copy across.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • janoid19
    janoid19 Posts: 162 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Thank you, I’ll ask him on Monday if it can be sent to me as I can’t seem to find it on Halifax.
  • janoid19
    janoid19 Posts: 162 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    So my Solicitor said it should have arrived with my Mortgage offer so he thinks the Lender may not have been notified my boyfriend will be living there.

    I have contacted my Mortgage Advisor so hopefully she can sort it and it won't delay anything.
  • janoid19
    janoid19 Posts: 162 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    K_S said:
    If it hasn't been asked for yet, it should be requested as part of the conveyancing, might be worth checking with the solicitor. Or else, for most lenders it's a standard form and available on their website, you could just fill it and send a scanned copy across.
    I spoke to my Mortgage Advisor today and it turns out she didn't let the lender know and it was a mistake on their part.

    She is going to contact them and let them know but do you think this could have affect on my offer that they have given me?
  • No, its just admin on their end
  • janoid19
    janoid19 Posts: 162 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    No, its just admin on their end
    Thanks for replying. The mortgage has gone so smoothly that it just made me panic. 

    Hopefully it’s easily sorted.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.8K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 453K Spending & Discounts
  • 242.7K Work, Benefits & Business
  • 619.5K Mortgages, Homes & Bills
  • 176.4K Life & Family
  • 255.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.