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Reporting ex husband for mortgage fraud
Octopustentacles
Posts: 1 Newbie
My ex husband has a house solely in his name. Before we split up, my ex told me the house that he is renting out is under a residential mortgage. He has never lived in that house, nor has he any intention of living there.
I am also pretty sure that he is not disclosing rental income so this comes under tax evasion
I checked with the land registry and the house is still in his name and I know the name of the mortgage company.
What other information would I need? Who would I report to? Can I do this all anonymously?
What would be the implications should he get caught?
I am also pretty sure that he is not disclosing rental income so this comes under tax evasion
I checked with the land registry and the house is still in his name and I know the name of the mortgage company.
What other information would I need? Who would I report to? Can I do this all anonymously?
What would be the implications should he get caught?
0
Comments
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You would report the mortgage issue to the lender, they would decide what to do.
The tax issue would be declared to HMRC, they would decide what to do.
The lender is unlikely to report it to the police, they may call in the loan and give him a month or so to get a BTL mortgage, they may put him on the national hunter system. HMRC would probably fine him, I doubt they would put him behind bars as he will just plead ignorance and pay any tax due with the fines.
As far as I am aware it can be done anonymously but would it take him long to work out who did it?I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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