Parents buy share of equity in my home advice needed?

wmat983

getmore4less said:

Who can  fine based on property value?

f you pay the fine is that full and final?

Can parents raise the funds? 

Do you need them to fund part of the mortgage? 

*I don't really want to mention who on here in case I got into trouble, its complicated.
*It should be, I got told by solicitor they are unlikely to come back for more but there is a chance they could.
*Yes parents could afford to pay fine, I haven't told them what for wanted to keep it private. I thought the best way of doing it was for them to buy the house off me and pay fine. They were not keen on the idea, I was thinking of other ideas like maybe they could buy 50% of it maybe and then somehow give my partner the other half, I've lived with her for 12 years but not married or on mortgage.
*I don't need to fund part of mortgage, just need to pay fine £22k and at the same time try to protect myself for future. If I got a personal loan etc they will take that then could say there is still equity so you can still pay £22k on top, might not happen but I'd be pretty p*ssed if that was the case! 
Any suggestions would be much appreciated you guys seem a lot more clued up than I am, its really getting to me I feel like I'm trapped in a corner and get find a solution to get out of it.

getmore4less

Don't understand how this "fine" can have a variable hold over you based on value of a property. 

Is it just this property or any property you own? 
(you seem to want to offload all of it) 

Don't need to give details but how can they make up how much they want at any time even if paid off now with what was enough at the time.(like now)

wmat983

The fine was larger, however I can only pay back what was available to me at this time, so my share of equity. I do own another house but was no equity in that one.
I don't really want to offload it as such, unless parents wanted to buy in as investment. I don't want to have to move out as been here for 12 years.
I was thinking just see if I can borrow the money off parents, pay off fine, see if they will lend extra and pay off car finance etc then secure their loan to the house as a second charge as someone described earlier in the thread. This way will eat up into my equity if they did come back in a couple of years. I doubt they would but just to be on safe side.

Thrugelmir

A charge could be placed on the property to secure the debt owed. Agree a payment schedule with the creditor.