The Mortgage Free (to be) Pixie

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  • BeeblePixieBeeblePixie Forumite
    25 Posts
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    @caeler I am confessing to being hopeless with cars here, but... drainage channel? 
    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

  • caelercaeler Forumite
    2.6K Posts
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    @caeler I am confessing to being hopeless with cars here, but... drainage channel? 
    It depends on your model of car as to where they are but all cars have some form of drainage so when they get wet the water trickles off rather than in. These channels can get blocked. Try the manual or google. I often have to clean around my tailgate otherwise the water heads inside my boot!! 
    Mortgage started on 17 December 2012 at £169,000 with a 25 year term finishing in 2037
    Mortgage Repaid on 20 April 2021
    Click here to visit my Mortgage Free Wannabe Diary
  • BeeblePixieBeeblePixie Forumite
    25 Posts
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    Things have been going well at Chez Pixie for the last few days! 
    I’ve been keeping an eye on the car, and today it was dry on the inside, even though it snowed last night - hurrah 🎉 Crisis (hopefully) averted. 
    I also had a look at our (nearly) end of month figures, and I’ve found £72.91 surplus from the joint account to send as a bonus OP.

    I’ll do a proper numbers update at the proper end of the month.


    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

  • caelercaeler Forumite
    2.6K Posts
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    Haha @BeeblePixie I’ve been looking at the numbers but I will also wait for proper month end on Sunday! I think I’ve found a little bit of surplus too but anything can happen between now and Sunday. 
    Mortgage started on 17 December 2012 at £169,000 with a 25 year term finishing in 2037
    Mortgage Repaid on 20 April 2021
    Click here to visit my Mortgage Free Wannabe Diary
  • BeeblePixieBeeblePixie Forumite
    25 Posts
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    @caeler you’re  pretty close now aren’t you? If I manage to sort mine anything like as quick as you’re blasting through your mortgage, I’ll be a happy gal!
    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

  • BeeblePixieBeeblePixie Forumite
    25 Posts
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    Well it’s the end of the month, finally! 
    In mortgage numbers we have: OP for the month £119.98, Todays balance £108,561.98, Interest paid for the month £220.11

    In other money news, SSE want me to put up my DD again, despite the fact that I am already paying more than I use per month (we use about £45/month, and were paying £67 because our original DD was too low). So I’ve opted to make a payment for the entire outstanding balance, and hope that they’ll let me reduce my DD back down maybe next month. 

    I’m on late shifts this week, which is always the week that we tend to order takeaways - but I’ve got a plan for this week, so hoping not to spend anything other than our bills, and the food shopping 🤞
    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

  • BeeblePixieBeeblePixie Forumite
    25 Posts
    Seventh Anniversary 10 Posts Name Dropper Photogenic
    Well I nearly managed a takeaway free week, but we caved on Friday - ended up getting a chippy. All okay though, there was pennies in the budget for it. 
    I’ve also done on online Morries order - more than I really wanted to spend, but think it pretty much covers us up til the end of February, except for a few fresh bits that we can get from the co op across the road. 

    With any luck there’ll still be enough left in the bottom of the account to put over a reasonable extra OP
    MFW:
    mortgage start date 08/19 balance £112,500
    01/21 total OP: £751.52

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