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Goverment Pensions Woman

I am70 years young
Why all though I worked on and off up to retirement, taking jobs with small stamps but for the last 20 odd years I paid full stamp, but when I retired, i got the £98.pension.
I took time out to look after my children ,then only worked were i could fit it in with school holidays.
I am married,51 years soon, i do feel discriminated against when i hear of women receiving £300 +pension

Comments

  • Marcon
    Marcon Posts: 15,091 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Check you are actually getting the right pension: https://www.moneysavingexpert.com/reclaim/married-women-missing-state-pension-boost/

    Also see https://www.thisismoney.co.uk/money/pensions/article-3577195/My-state-pension-just-80-42-right-Retirement-Agony-Uncle-Steve-Webb-answers.html

    There are very many women who feel they are discriminated against because they have to wait until 66 for their pension, whereas you received yours at 60. 
     
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • Dox
    Dox Posts: 3,116 Forumite
    1,000 Posts Third Anniversary Name Dropper
    I am70 years young
    Why all though I worked on and off up to retirement, taking jobs with small stamps but for the last 20 odd years I paid full stamp, but when I retired, i got the £98.pension.
    I took time out to look after my children ,then only worked were i could fit it in with school holidays.
    I am married,51 years soon, i do feel discriminated against when i hear of women receiving £300 +pension
    But those were your choices, especially paying the small stamp, which many women did to increase their take home pay. 

    You may 'hear' of women receiving £300+ pension (presumably you mean weekly), but precious few get a state pension of £15,600+ per annum. 
  • xylophone
    xylophone Posts: 45,765 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    but when I retired, i got the £98.pension.

    Was this in tax year 2010/11?

    If so, then you actually received a few pence more than the full Basic State Pension (old scheme). 

    https://adviser.royallondon.com/technical-central/rates-and-factors/state-pension/basic-state-pension-rates/

    Under the old scheme, a woman needed 39 years "full stamp" to receive a full basic but from 1978 onwards, "Home Responsibilities Protection" could reduce this - see here.

    https://www.thisismoney.co.uk/money/pensions/article-1616017/Womens-pensions-Home-Responsibilities-Protection.html

    It looks to me as if your own full contributions plus the HRP brought you up to full basic. 

    i do feel discriminated against when i hear of women receiving £300 +pension

    Hang on a minute!

    The only way in which a woman (or a man for that matter) would be receiving £300 plus a week under the old or the new scheme (full NSP currently £175.20)  would be if she or he had  had built up  some Graduated Pension  and subsequently held a well paid job that was contracted in to SERPS/S2P (Additional State Pension).

  • Silvertabby
    Silvertabby Posts: 10,371 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    If you mean that your pension in 2010 was £98 per week, then that was the full basic State pension (rising to £137 per week from April).  You don't get more than that because you didn't pay for any additional State pension (SERPS/SP2).  

    I don't know how many women are in receipt of the maximum basic State pension plus SERPS/SP2 of just over £300 per week, but there can't be many.  And those who did qualify would have paid quite literally many, many more thousands than you in tax and NI.
  • Pollycat
    Pollycat Posts: 35,947 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Savvy Shopper!
    I am70 years young
    Why all though I worked on and off up to retirement, taking jobs with small stamps but for the last 20 odd years I paid full stamp, but when I retired, i got the £98.pension.
    I took time out to look after my children ,then only worked were i could fit it in with school holidays.
    I am married,51 years soon, i do feel discriminated against when i hear of women receiving £300 +pension
    I worked full-time for 33 years, paid a lot of NI and I don't get anywhere near that amount of pension.

    Don't believe everything you hear.

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