Halifax Loans vs Car finance

ddonq1412

I have been looking at the Halifax website and seen they do car finance and loans, Was looking at changing my old ceed to a leaf and saw these options. The  car finance rate seems better than the loan rate is there a catch to why this is? Has anyone paid over payments on car finance from halifax or is that not possble?

[Deleted User]

Because the loan is secured on the car. 

Lots of people make overpayments.