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When to approach a broker? at which point?
col81
Posts: 336 Forumite
I have 3 defaults (1 dropping off in 2 weeks and 2 in May 21). At what point do i approach a broker to look for a better deal for me is it a long process etc? I want to try and get a high street lender i currently owe £118500 and the house is worth £145000. thank you
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Comments
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Are you currently in a fixed term?I would speak to a broker now and ask them your question and they will advise when it’s best to apply and to which lendersMFW 2025 #50: £1989.73/£600007/03/25: Mortgage: £67,000.00
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
27/12/24: Debt: £0 🥳😁
27/12/24: Savings: £12,000
12/08/25: Savings: £12,0000 -
Agree with MFW, sooner than later as you know what your options are.Mortgage started 2020, aiming to clear 31/12/2029.0
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No I am free to switch whenever but my defaults clear in May. Can anyone reccomend someone on here to approach? Appreciated0
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I used @acg to get my mortgage and will use him again when it's time to remortgage.Mortgage started 2020, aiming to clear 31/12/2029.0
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