what a year!

edited 12 January 2021 at 11:44AM in Debt free diaries
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BlueJ94BlueJ94 Forumite, Ambassador
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edited 12 January 2021 at 11:44AM in Debt free diaries
Hello,
I haven't posted in a while! But I thought I would update everyone on my situation since my last post! (It's not good!)
Furloughed for 3 weeks
Grandad passed away
Sister currently has Coronavirus! 
Cat cost me £1400 in vet bills!  :o
Long story short, I'm worse off than I was last year! BUT I'm determined to get my butt into gear, I've come to realise I am absolutely awful with money and I really need help, I can't continue living my life worrying about money all the time! :neutral: So, I took the plunge and I've spoken to PayPlan to get a DMP in place! I honestly feel so annoyed at myself for letting it get this far but I can't undo the past! I already feel 10x better for speaking to someone who can really help me become debt free.

Thanks to everyone for the support in the previous posts, I'll definitely keep people updated as I go! :)
 I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.

Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68

118 Money £295 Total debt £6193.30 at the very start of DFW Journey.

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