what a year!

2.4K Posts


Hello,
I haven't posted in a while! But I thought I would update everyone on my situation since my last post! (It's not good!)
Furloughed for 3 weeks
Grandad passed away
Sister currently has Coronavirus!
Cat cost me £1400 in vet bills!
Long story short, I'm worse off than I was last year! BUT I'm determined to get my butt into gear, I've come to realise I am absolutely awful with money and I really need help, I can't continue living my life worrying about money all the time!
So, I took the plunge and I've spoken to PayPlan to get a DMP in place! I honestly feel so annoyed at myself for letting it get this far but I can't undo the past! I already feel 10x better for speaking to someone who can really help me become debt free.
Thanks to everyone for the support in the previous posts, I'll definitely keep people updated as I go!
I haven't posted in a while! But I thought I would update everyone on my situation since my last post! (It's not good!)
Furloughed for 3 weeks
Grandad passed away
Sister currently has Coronavirus!
Cat cost me £1400 in vet bills!

Long story short, I'm worse off than I was last year! BUT I'm determined to get my butt into gear, I've come to realise I am absolutely awful with money and I really need help, I can't continue living my life worrying about money all the time!

Thanks to everyone for the support in the previous posts, I'll definitely keep people updated as I go!

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Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
118 Money £295 Total debt £6193.30 at the very start of DFW Journey.
1
Latest MSE News and Guides
Childcare budget boost
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Replies
Might be a good idea to set up a diary so we can cheer you on your journey.
Your not the first, nor the last that is awful with money so don't beat yourself up about that.
You are where you are and how you move forward in a positive way is the important thing now 😉
So glad you are feeling more relief now you've taken the plunge.
🌟
haha yes agreed, I feel a lot of relief now.
Thank you for the support
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
More than a third of IVA`s fail....fact.
Could A Debt Relief Order help you ?
Never pay a fee for a Debt Management Plan.
For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum