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Protogenia
Protogenia Posts: 155 Forumite
Part of the Furniture 100 Posts Photogenic Combo Breaker
edited 24 October 2024 at 8:52PM in Debt free diaries
Hello All  :)




Comments

  • darrannah
    darrannah Posts: 143 Forumite
    Part of the Furniture 100 Posts
    What a fabulous dream and ambition, I think I could go for the farming life myself but OH is definitely a town guy! 
    We also self educated our daughter (she decided she wanted to return to school after 18months) it’s so much more fun and the 1-on-1 means the learn a whole lot more and at a quicker pace. The main reason we liked it, was so we could teach her life skills that aren’t (but should be) taught in school like cooking/finances etc.
    Anyway, I look forward to reading more on your progress, and good luck on your journey :) 
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • A fabulous dream...all the best with your plans to make it a reality.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All the best.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • What a lovely ambition to have. I could imagine myself on a small holding with a few sheep & goats roaming about. I’ve only had cats, dogs & chickens so far but it must be nice to be more self sufficient.
    We also have the same guilty pleasure, I love watching a bit of Judge Judy whilst eBaying 🤣
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