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Protogenia
Posts: 155 Forumite
Hello All 
5
Comments
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What a fabulous dream and ambition, I think I could go for the farming life myself but OH is definitely a town guy!We also self educated our daughter (she decided she wanted to return to school after 18months) it’s so much more fun and the 1-on-1 means the learn a whole lot more and at a quicker pace. The main reason we liked it, was so we could teach her life skills that aren’t (but should be) taught in school like cooking/finances etc.
Anyway, I look forward to reading more on your progress, and good luck on your journey What’s meant for you will not pass you 😃
A fool and his money are soon parted!
use it up, wear it out, make it do or do withoutEF -£860 Total debt - £2070 (DF March 2020)
Clubcard-£10.50, coop card £15.63 Surveys cash- 8.943 -
A fabulous dream...all the best with your plans to make it a reality.paydbx2026 #19 £422/£6000 . Mortgage start £148k June 23 - now £135k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.171 -
All the best.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
What a lovely ambition to have. I could imagine myself on a small holding with a few sheep & goats roaming about. I’ve only had cats, dogs & chickens so far but it must be nice to be more self sufficient.
We also have the same guilty pleasure, I love watching a bit of Judge Judy whilst eBaying 🤣0
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