I can do this...step by step

Rdpncp

Update time.

Normal loan payments taking place and debt is slowly reducing.

Looked into clearing HSBC loan with money in savings and would only get a £55 interest refund, however Im getting £9 a month interest on the savings, so decided to let it run naturally over the next 12 months.
With the other loan being such low interest rate, we have decided to pay £200 a month for mortgage overpayments rather than putting into savings.

With the money that goes into both loans, mortgage and mortgage overpayments, 60 months/5 years and will be mortgage and debt free.