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NHS AVC - cannot see tax relief

Bigbobby
Bigbobby Posts: 65 Forumite
Part of the Furniture 10 Posts Combo Breaker
I currently work for the NHS and as well as the main NHS pension I am also paying AVCs into Prudential direct from my wages.  I am a basic rate tax payer.  We I log into my Prudential online account I can see my monthly contributions going in but not tax relief.  I have been paying in for just over 2 years and only just noticed.  Is there any reason for this?

Comments

  • Presumably because they are coming out of your wages before tax is taken. 
  • Cheers, that's why!  Just done a quick calculation and you are right.  Makes sense now!
  • That is the "net pay" method of contributing i.e. salary £35,000 and 10% pension contribution which means your P60 will show your pay as £31,500 not £35,000.

    "Relief at source" is where the pension company adds the basic rate relief i.e. you contribute £100 and they add £25 giving you a fund of £125.
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