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Debt in Contention

Can anyone give me some advice on the above. I have been in a DMP for over 15 years with over 15 creditors, and the debt is not moving. I am keen to do this myself and not go through a solicitor. Any advice would be appreciated. 

Kind Regards 
Meera

Comments

  • Naomim
    Naomim Posts: 3,192 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Who is your DMP with? Are you with one of the free ones like Stepchange or Payplan? 15 years and no reduction doesn't seem right.

    There is a DMP support thread at the top of this forum.  Many people go onto self managed. Have a read through and if you're not ready go that route, you can be directed to the right people to get this debt gone.

    Good luck

    Naomim 
    Credit Cards NOV 2019 £33,220.42 Sept 2025 £16,515.00 Here's my diary: A Ditherer's Diary Again
  • Suseka97
    Suseka97 Posts: 1,571 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    There's clearly something not quite right here!  Who is your DMP with?  People don't tend to go through a solicitor for a standard DMP, at least not to my knowledge.   You need to provide a little bit more information so that others can help.
  • Karonher
    Karonher Posts: 958 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Can you explain a bit more about how it has not moved? Has interest been stopped? Are you paying a very low monthly payment? Are you using a fee charging company?
    Aiming to make £7,500 online in 2022
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