Self-employed - what pension to choose?

Alexland

Albermarle said:

For someone under 40 with only modest amounts to save then a LISA is better as you still get the 25% government top up but no tax to pay on the way out.

And of course it should be a S&S Lifetime ISA not Cash so hopefully it grows above inflation for the next 30 years. At that value it's not worth paying any fixed transaction charges so the EQi low percentage fee LISA might be good and either a multi asset fund (such as Vanguard LifeStrategy 80 or HSBC Global Strategy Dynamic) or a global index tracker (such as HSBC FTSE All World fund).