We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
£1200 left
Options
consumers_revenge
Posts: 3,567 Forumite
Hi,
So Im likely to be able to kill this off at the end of next month.
As far as I know with Halifax Im on their SVR deal @ 3.59 so no ERC?
How does this work then, how do I do the final settlement figure? or if I have just a bit left feb 1st which is less than the normal monthly payment, do they just take the balance then it closes?
Not sure what to expect or if I need to do anything.
Just be glad to see the back of it :-)
So Im likely to be able to kill this off at the end of next month.
As far as I know with Halifax Im on their SVR deal @ 3.59 so no ERC?
How does this work then, how do I do the final settlement figure? or if I have just a bit left feb 1st which is less than the normal monthly payment, do they just take the balance then it closes?
Not sure what to expect or if I need to do anything.
Just be glad to see the back of it :-)
0
Comments
-
Call them for a redemption statement for the date you wish to repay. They will confirm the precise payment amount including any ERC and any other charges due and this will take into account any due direct debts. I’m with Nationwide and got a redemption statement quickly via their online chat. Not sure if Halifax have that.1
-
funny on their car loans they have a button to sort this but not on their mortgages.
thanks.0 -
Looks like you’ll have to wait until Tuesday to speak to somebody. Mortgage team appear to be closed on bank holidays.1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards