Signed deeds over thinking was off the mortgage 26 December 2020 at 7:26PM in Mortgage-free wannabe 1 reply 132 views

kyleb22

Good evening, was wondering if anyone had any information that could help. January 2017 I brought a house with a ex but soon after the relationship broke down and I moved out we have one child together. Later that year I met someone else and wanted to move on so asked to come off the house she had also met someone else I didn’t want any money just wanted my name taken off as we both moved on. She said fine I had a meeting with her solicitor and signed which I thought was everything over to her. Just last year my new partner was looking on my credit file to notice that the mortgage was still on there so I asked the ex why where she told me that I hadn’t signed the mortgage over just the deeds as she was told by the bank she didn’t meet the affordability by herself. I am so angry as she told me everything was signed over. Just wondering if Halifax would allow her to do this as I know a lot of banks wouldn’t accept her taking me off the deeds without permission and I very much doubt that she asked them with them not allowing her to take the mortgage by herself. The mortgage term is up 04/2021 and she has said that she will take steps to get me removed but I don’t trust what she is saying and will meet with Halifax myself. Thanks for reading and would appreciate any help. 

BISCUIT1

Might be best to try this question in the Buying Renting and Selling area x Good Luck x