We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

LV / Bain capital - will it affect my pension ?

I have just received a letter from LV informing me of their takeover by Bain Capital . I have two ‘with profits’ pensions both with a guaranteed annuity and was wondering how this takeover could affect my pensions . It states that when the policies end the transaction will provide an uplift of up to 40% in the total capital available for increasing additional exit bonuses . Up to now my statements have always said because of the value of the ‘guaranteed annuities ‘ they were unlikely to increase on maturity . Would this still be the case and more importantly can my ‘guaranteed annuities ‘ be stopped or changed because of the takeover , many thanks ?

Comments

  • dunstonh
    dunstonh Posts: 121,231 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Nothing of note will change.  All contract terms will be honoured. 
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • shilts
    shilts Posts: 82 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Thanks for that 👍
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.