3 year carry forward rule

Mick70

apologies in advance 
can anybody help me with this query , this is more or less using actual figures
earnings 2020/21  £80k 
the following would be total payments that have gone into my pensions (was previously DB scheme and as of last year 2019/20  DC scheme only) 
2017/18   11,290
2018/19   192
2019/20   15,236
2020/21  44,151
next year 2021/22   anticipated 43,506
2022/23    anticipated  44,376
2023/24  will have to cap at 40k as no unused allowances to use up from prior 3 years

Using the above figures 
Am I right for saying that the unsued allowances i have that I could pay into 2020/21 would be £93,282 , however i can only pay in up to my earnings of £80k and this includes all contributions - employee , employer and govt tax relief.

1.   Say if i manage to get £60k into 2020/21   - how much unused allowance do I then have for next year 2021/22 to pay in more  (is it just unused allowance for 2018/19 and 2019/20 or do i then deduct the extra £20k I paid in for 2020/21  ? ).
2.   and if i manage to get 60k into 2021/22  how much allowance do i then have to use for 2022/23 ?

I read an article that said you can only use unused annual allowance once so a little confused.

many thanks for your help with this folks,  and merry christmas also
Mick

Dazed_and_C0nfused

Is there a reason you have omitted to say what the contributions in 2020:21 will be or is it £0?

apologies in advance 
can anybody help me with this query , this is more or less using actual figures
earnings 2020/21  £80k 
the following would be total payments that have gone into my pensions (was previously DB scheme and as of last year 2019/20  DC scheme only) 
2017/18   11,290
2018/19   192
2019/20   15,236
2021/22  44,151
next year 2022/23   anticipated 43,506
2023/24    anticipated  44,376
2024/25  will have to cap at 40k as no unused allowances to use up from prior 3 years

Using the above figures 
Am I right for saying that the unsued allowances i have that I could pay into 2021/22 would be £93,282 , however i can only pay in up to my earnings of £80k and this includes all contributions - employee , employer and govt tax relief.

1.   Say if i manage to get £60k into 2021/22   - how much unused allowance do I then have for next year 2022/23 to pay in more  (is it just unused allowance for 2018/19 and 2019/20 or do i then deduct the extra £20k I paid in for 2021/22  ? ).
2.   and if i manage to get 60k into 2022/23  how much allowance do i then have to use for 2023/34 ?

I read an article that said you can only use unused annual allowance once so a little confused.

many thanks for your help with this folks,  and merry christmas also
Mick

Mick70

!!!!!! my years are all out by 1 year 
2021/22  should be 2020/21  and so on.. they are all out by one year, cant even get that right

Mick70

I have amended my original post, hopefully

zagfles

For the AA, use an annual allowance calculator like https://www.hl.co.uk/pensions/contributions/carry-forward-rule/annual-allowance-calculator

Note that for DB the "amount paid in" is irrelavent for AA purposes, it's the "pension input amount" which the scheme should tell you.

The earnings/tax relief limit (100% of earnings/£3600), unlike the AA, does not include employer conts, nor can it be carried forwards. There are 100s of threads here explaining it.

Mick70

yeah for the DB years it is the pension input amount that i have used, i got those figs from the trustees