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What does your IFA give you for Christmas?
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A portfolio that performed exactly as I hoped throughout a tempestuous year without charging me anything. But then my "IFA" is me.......
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Never received a Christmas present from an IFA. We used to have meetings where IFAs touted for business. I remember in the early days "Fred if you get a few mates together I can do a meeting. I will bring a Chinese banquet which I can pay for out of commission". They would sell everybody Life insurance, income protection, Critical Illness, FSAVC, Endowment mortgages whether they needed them or not. By the end of my career we were just given a pack of sandwiches from the value range. Cheese & onion, egg & cress, tuna & sweetcorn etc0
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Ha! Same here (actually, performance was perhaps higher than expected during what was clearly a very tempestuous year indeed!).OldMusicGuy said:A portfolio that performed exactly as I hoped throughout a tempestuous year without charging me anything. But then my "IFA" is me.......
We do get a "Merry Christmas" text from a local tiny carpet shop. Regular as clockwork. Lovely bloke runs it, we haven't bought a new carpet for about 5 or 6 years, but he always sends greetings. Does mean whenever we want a carpet, we head there.....& as a bonus, he is also cheaper than the larger chains too!
Plan for tomorrow, enjoy today!0 -
Another billMr Straw described whiplash as "not so much an injury, more a profitable invention of the human imagination—undiagnosable except by third-rate doctors in the pay of the claims management companies or personal injury lawyers"0
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Surely less is better? It's your money they are spending afterall.0
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