New job and mortgage

lm1981

My wife is hoping to swap jobs to a new company in next few weeks due , are there any mortgage lenders that would lend to someone who has just started a new job?

K_S

@lm1981 Assuming your wife has been in continous employment, there are mainstream lenders who are happy to lend with one month's payslip. Of course this is subject to the rest of the scenario stacking up and meeting the other criteria for that lender and product.

Sherman2019

Yes, I’ve just switched jobs and managed to get a mortgage going direct to TSB. I hadn’t had a payslip yet so all they requested was a headed letter from my new employer confirming job title, contract type and guaranteed salary. Was easy and TSB were very helpful.

kingstreet

There are one or two lenders willing to accept a written job offer with confirmed start date.

lm1981

Thanks everyone, we will have approx 125k deposit, my salary is 35k , house is approx 350k we would like to buy and wife’s salary should hopefully be approx 30-40k (fingers crossed she starts in late jan / early feb). She is in work at moment but current job is due to finish late spring hence changing jobs.