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Advice please re bank account

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MingVase
MingVase Posts: 1,263 Forumite
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edited 7 June 2023 at 11:35AM in Debt-free wannabe
Many thanks everybody :)

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  • madaboutspots
    madaboutspots Posts: 157 Forumite
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    Has he tried Monzo or Starling? App on phone - don't apply for an overdraft. Should be quick and easy.
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  • MingVase
    MingVase Posts: 1,263 Forumite
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    I'll pass this onto him. Are these banks and do they let you pay in cheques and wages etc?
  • madaboutspots
    madaboutspots Posts: 157 Forumite
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    They are banks. BACS and online payments/transfers etc yes - cheques I've no idea. Google or other search engine will probably tell you very quickly.
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  • madaboutspots
    madaboutspots Posts: 157 Forumite
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    edited 3 December 2020 at 1:36PM
    https://monzo.com/help/payments-getting-started/cheque-how-to-pay
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  • [Deleted User]
    [Deleted User] Posts: 7,175 Forumite
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    You can pay in Cheque into Starling by taking a photo of the Cheque via the app max £500 or you can post it to their freepost address.
  • RAS
    RAS Posts: 35,648 Forumite
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    MSE updated their list of Top basic bank accounts in September 2020. Provided he chooses one that is not financially associated with any of his creditors, he can operate one. Pay in, cash card, DDs etc but no overdraft and usually no credit check. Does need ID, though.


    If you've have not made a mistake, you've made nothing
  • MingVase
    MingVase Posts: 1,263 Forumite
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    He says he's opening one with the Co-op bank, and sounds a bit more cheerful. I hope the Co-op hasnt got ties with RBS?
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
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    MingVase said:
    He says he's opening one with the Co-op bank, and sounds a bit more cheerful. I hope the Co-op hasnt got ties with RBS?
    No, they’re a totally different Bank. Only NatWest have ties with RBS. 
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