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Are you going for a long term fix or short term fix?
Comments
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What provider is that with MFWannabe?MFWannabe said:
1.34% 👌 59% LTVannetheman said:
Can you ballpark what a 'great' rate is, please?MFWannabe said:Recently took out a five year fix at a great rate 👍
Researching!0 -
TSBbeezysoldier said:
What provider is that with MFWannabe?MFWannabe said:
1.34% 👌 59% LTVannetheman said:
Can you ballpark what a 'great' rate is, please?MFWannabe said:Recently took out a five year fix at a great rate 👍
Researching!
Was an existing customer. Not sure what new customer rates areMFW 2026 #5007/03/25: Mortgage: £67,000.00
Mortgage:
04/04/26: £33,500
07/03/26: £34,418.15
16/01/26: £56,794.25
02/01/26: £60,223.17
12/08/25: Mortgage: £62,500.00
12/06/25: Mortgage: £65,000.00
18/01/25: Mortgage: £68,500.14
27/12/24: Mortgage: £69,278.38
Savings: £20,0000 -
We are looking to arrange our remortgage in a few months time and will be looking to fix for 5 years. We have no intentions of moving from this property and we value the knowledge that our rate isn't going to change in those 5 years. We will pay a little more over the 2 years fixed rate but for us it is worth the extra.0
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Difficult one of course, but I would say that rates are certainly not falling lower. The only other thing that might change is your status (ie loan to value etc).
I remortgaged in early 2016 and guessed that the Brexit vote would go for leave, that there would be a drop of confidence in the short term, the pound would fall and interest rates would rise. So, I went for a five year fix. Of course I was right about all those things except for the very last one - the one that really mattered. :-)0 -
1.34 tracker expires early 21'
Natwide latest No Fees Tracker 1.99
Considering 2 year fixed 1.79 when swap Time arrives
It looks as though Natwides rates aren't going to go any lower.Replenished CRA Reports.2020 Nissan Leaf 128-149 miles top charge. Savings depleted. VM Stream tv M250 Volted to M350 then M500 since returned to 1gb0 -
Just remortgaged 75% LTV (help to buy equity loan in place) 1.84% for 5 years, no fee, free legals and valuation and £400 cashback. Chuffed.1
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