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Getting a credit card. I don't see myself as unemployed as I'm disabled?

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  • kimwp
    kimwp Posts: 3,415 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    adamp87 said:
    Isn’t there a section for other sources of income that you’d put your 25k on?


    I never thought about putting source of income like my monthly PIP payment in the section that sometimes ask you about other income. I also get housing benefit which is around £9k a year but this goes straight to my landlord and I don't add this into my total income when putting income details in ClearScore and such. I just put my disability benefits. On the housing expenditure I just put £1. Should I be adding all of my income including housing benefits into total income?
    Housing Benefit, I assume, wouldn't count as "income" since technically it's not yours.
    Why isn't it technically theirs?
    Statement of Affairs (SOA) link: https://www.lemonfool.co.uk/financecalculators/soa.php

    For free, non-judgemental debt advice, try: Stepchange or National Debtline. Beware fee charging companies with similar names.
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