Allowances for IPA

Hi there
I am considering bankruptcy and if I go ahead, will have to pay an IPA as there will be a surplus income. 
With regards to allowed expenses, is it normal to be allowed reasonable small amounts for things like holidays and sports/entertainment (I'm talking about £20 per month), or do they only allow the very bare minimum (i.e. rent, food and toiletries/cleaning products. household bills, medical expenses). I was wondering if anyone has any experience with an IPA?
Many thanks in advance for your help. 

Comments

  • fatbelly
    fatbelly Posts: 20,429 Forumite
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    This is a bit out of date but gives you a flavour:

    https://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch25-36/Chapter31/part7/part4/part_4.htm

    For food and groceries the SFS guidance figures are very generous so push those up. 
  • fatbelly said:
    This is a bit out of date but gives you a flavour:

    https://www.insolvencydirect.bis.gov.uk/technicalmanual/Ch25-36/Chapter31/part7/part4/part_4.htm

    For food and groceries the SFS guidance figures are very generous so push those up. 
    Anyway we can get hold of SFS Guidance figures as I cant seemingly find them

  • luvchocolate
    luvchocolate Posts: 3,251 Forumite
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    No these are no longer available for the public to see. 
    Some posters on here do have access so if you pop your SOA on here we maybe able to help. 
  • fatbelly
    fatbelly Posts: 20,429 Forumite
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    edited 5 December 2020 at 10:54AM
    Yes,  as above. Theyy are guarded like the crown jewels.

    Need to know how many adults, how many cars, how many kids, over or under 16
  • fatbelly said:
    Yes,  as above. Theyy are guarded like the crown jewels.

    Need to know how many adults, how many cars, how many kids, over or under 16
    2 Adults, 1 Car 
    2 kids both under 16. 1 with Special needs
    Things like food etc, is there numbers that are 'acceptable' that i can use to eek out what i can
  • Please put your SOA on here so we can help. 
    It's a matter of putting down what you spend on different expenses. 
    Without your information we cannot advise 
  • Minkym00
    Minkym00 Posts: 770 Forumite
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    edited 10 December 2020 at 7:53PM
    fatbelly said:
    Yes,  as above. Theyy are guarded like the crown jewels.
    No, there are just many variables taken into consideration so allowances differ according to circumstances. Hence it wouldn’t be appropriate to publish a set of figures. Equally everyone would claim the maximum, whether it was true or not.
  • fatbelly
    fatbelly Posts: 20,429 Forumite
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    Sorry there are only three trigger figures now

    Total communications and leisure spend 
    Total food and housekeeping spend 
    Total personal costs spend 

    What is in each one isn't a secret - e.g. the stepchange form itemises this

    There used to be a figure for travel costs but this has now been dropped.
  • fatbelly said:
    Sorry there are only three trigger figures now

    Total communications and leisure spend 
    Total food and housekeeping spend 
    Total personal costs spend 

    What is in each one isn't a secret - e.g. the stepchange form itemises this

    There used to be a figure for travel costs but this has now been dropped.
    Perfect thank you.
    So keeping under those triggers and I should be fine when it comes to a review.

    Assuming Petrol etc comes in travel costs
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