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95% mortgages

Are any lenders still offering 95% LTV?

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  • K_S
    K_S Posts: 6,891 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Are any lenders still offering 95% LTV?
    @tommyedinburgh Setting aside products like Barclays Springboard (and similar products from other lenders), that include some form of assistance from a third party (usually family), no there aren't any normal 95% LTV products out there afaik.

    I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. 

    PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.

  • K_S said:
    Are any lenders still offering 95% LTV?
    @tommyedinburgh Setting aside products like Barclays Springboard (and similar products from other lenders), that include some form of assistance from a third party (usually family), no there aren't any normal 95% LTV products out there afaik.

    Many thanks. We had decided to stay where we are for a couple more years then an absolutely wonderful home went on the market today. It needs completely renovated so we’d need every penny possible. 

    Thanks for answering my question - much appreciated. 
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