AJJB Law Bristol Energy

jysmystry

Hello all,
I've not heard anything from debt collectors for years and years, maybe since 2015/16, but this week I've had a flurry of messages from AJJB Law. Their latest message stated-
"The £454.52 due to BE 2020 formally Bristol Energy is overdue we are now instructed to proceed with a formal letter before claim. Ref XXXXX"
I think I owed Bristol Energy money from like 5 years ago, I have a great many creditors, like PRA, BPO...all sound familiar, so i probably do owe this money but like them all after I contacted stepchange they said you cant afford an IVA cos you have £6 a month and you can't afford to go bankrupt so pay them £1 a month, and i've been doing that for 4 years now. Since then I've heard nothing from any of them, and right now I'm furloughed so the 12 £1 payments are coming from my food budget so should I speak to them or is this spam? I want to be honest but i can't afford £400, they might as well ask me for £4,000,000
Should I tell them this or should I just just ignore them?  

sourcrates

After a letter before action comes a claim form, so ignore it at your peril.
However it must be sent in a “prescribed form” usually in writing by means of a letter, to be valid.
Without knowledge of your personal circumstances it’s hard to advise you, filling out a statement of affairs would tell us more, and make it easier to give you the right advice.

fatbelly

I've often said that token offers are a pretty rubbish strategy. There's sometimes a case for doing it for a short period.

I agree with sourcrates. We need to see the bigger picture here. Can you fill in one of these and post it?

https://www.lemonfool.co.uk/financecalculators/soa.php

lordmountararat

Didn't Bristol Energy go belly up after costing Bristol tax payers millions? AJJB Law are probably trying to claim some of the loss back, but best not ignored.