New Bank Account after Bankruptcy Order

smithyyy88

Hi all,

My bankruptcy order was made last Friday 20/11, the official reciever has already been in contact with my current bank, but they are still yet to be froze. A letter from the OR to myself stated I should try open a new one.

Today I have opened a basic cash account with TSB. During the application it didn’t ask if I had been made bankrupt. The application was accepted and the account is now open. 

Is it safe for me to start using? Will it be froze? Will TSB close the account when my credit file updates and they find out I’m bankrupt? I’m just slightly apprehensive where I should leave my rent money as its due in a few days. I tried calling TSB but I would of got more sense from my hamster than the woman I was talking to.

Thanks so much in advance!

philnicandevan

Could be frozen TSB were one of the banks that didnt seem really friendly towards bankruptcy.......problem is no consistency what one persons had another isnt always guaranteed.....the only sure fire accounts used to be  barclays basic acc and the co-op bank cashminder account..

Minkym00

If you are concerned just tell your OR that you have opened it and ask them to write to TSB confirming they have no interest in it.

luvchocolate

At the end of the day it's up to the bank..but the Lloyds group are not BR friendly..co op Barclays and Nationwide are most friendly 

philnicandevan

Minkym00 said:

If you are concerned just tell your OR that you have opened it and ask them to write to TSB confirming they have no interest in it.

although as I said.....NO guarantee the bank will still let the accound continue...

sourcrates

A basic Monzo online account is open to everyone, you are only credit checked if you want to add an OD or other borrowing.

You can open one online in 30 seconds as long as you possess photo id, and a smartphone or Ipad/tablet with a camera.

Very quick, easy and simple.