We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
Completion on Friday and Virgin Media Hard search

chullbulla
Posts: 81 Forumite

Hi,
I have exchanged on last Friday and Completion on coming Friday, I have a mortgage with Barclays, due to Covid situation and Christmas in a few weeks, I decided to go for Virgin Media for a new place as a new customer for a future date on 18 Dec. I am aware of avoiding new credit before Completion, I asked the Virgin media rep twice and he mentioned it will be a soft search, long story short for some reason order didn't go through so I processed again on 21 Nov over the phone.
Now I login to Clear score by chance and saw two hard searches by Virgin Media dated 18 Nov & 21 Nov, I tried contacting Virgin but no help.
Now I am very worried if Barclays check file before Completion, even though it is broadband so no extra cost since its £38.99 a month from £32 from my current provider.
Overall my debt reduced since taking mortgage back in August as I was paying monthly, I am very worried and stressed now for worst outcome.
I have exchanged on last Friday and Completion on coming Friday, I have a mortgage with Barclays, due to Covid situation and Christmas in a few weeks, I decided to go for Virgin Media for a new place as a new customer for a future date on 18 Dec. I am aware of avoiding new credit before Completion, I asked the Virgin media rep twice and he mentioned it will be a soft search, long story short for some reason order didn't go through so I processed again on 21 Nov over the phone.
Now I login to Clear score by chance and saw two hard searches by Virgin Media dated 18 Nov & 21 Nov, I tried contacting Virgin but no help.
Now I am very worried if Barclays check file before Completion, even though it is broadband so no extra cost since its £38.99 a month from £32 from my current provider.
Overall my debt reduced since taking mortgage back in August as I was paying monthly, I am very worried and stressed now for worst outcome.
0
Comments
-
Utilities are everyday events , of no interest to lenders.0
-
Thanks even it's a hard search? also when Barclays did a search earlier at the time of mortgage I can see searches with Credit Karma and Experian but not with Equifax and Clear Score is Equifix0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.1K Banking & Borrowing
- 252.7K Reduce Debt & Boost Income
- 453.1K Spending & Discounts
- 243K Work, Benefits & Business
- 597.4K Mortgages, Homes & Bills
- 176.5K Life & Family
- 256K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards