Pre 97 additional state pension

Sunshine_and_Roses

I hold POA for my parents.  I have been looking at their state pensions since Martin said about the 60% ruling. 
Dad has his basic amount, then the additional Pre 97 amount minus contracted out deduction, then graduates retirement benefit and age addition. 
Which figure should I be calculating Mum's pension on? Would like some friendly advice before I phone the Pension Service! 

Marcon

Be helpful to know how old your parents are. Have you seen this, which might help: https://www.moneysavingexpert.com/savings/state-pensions/

Sunshine_and_Roses

Dad is 84, Mum is 81.  Will take a look at the link, thank you for your help. 

xylophone

Your mother should have her own state pension letter (probably received in March) - what exactly does it say about how much she receives and how it is made up?

Sunshine_and_Roses

xylophone said:

Your mother should have her own state pension letter (probably received in March) - what exactly does it say about how much she receives and how it is made up?

I can only find a letter from 16/02/19 at the moment, giving the following for mum:
Basic state pension:   77.45
Extra - basic state pension:   4.69
Graduated retirement benefit:    0.33
Total weekly amount:    £82.47
(also another 0.25 due to turning 80 in 2019

xylophone

16/02/19 

This will be her benefit rate for the tax year 2019 -2020.

See https://www.gov.uk/government/publications/benefit-and-pension-rates-2019-to-2020/proposed-benefit-and-pension-rates-2019-to-2020

As you can see from the above,  £77.45 was the  Category B (lower) basic pension - spouse or civil partner’s insurance.

That is to say your mother was to receive 60% of your father's full basic state pension.

In addition she receives some Grad and some extra basic (based on her own contributions perhaps)?

See below for current year
https://www.gov.uk/government/publications/benefit-and-pension-rates-2020-to-2021/benefit-and-pension-rates-2020-to-2021

twerchie

DWP has just sent me a notification of my pre97 additional state pension. I have been retired(at65) since 24th February 2016. Can any one answer why now as I have been retired for 9 years.