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Lowell Solicitors - chasing an old EDP account
katyw23
Posts: 2 Newbie
Today I received a letter from Lowell Solicitors 'Notice of Acting' regarding an old EDF account from 2016.
I have received many letters from Lowell Portfolio over the years reference this account.
Searching the account number in my emails I have an email dated 2016 showing £0 balance. In previous years I have provided this proof to Lowell and EDF - who say they recalculated the account in 2017 (long after moving from the address) and the balance was £168.95 - this is what they are supposedly chasing for now.
Can you offer any advice what to do? I dont want a CCJ or court costs, but feel unjust that I have proof the account was settled years ago when they since decided to 'recalcualte'
Thanks
I have received many letters from Lowell Portfolio over the years reference this account.
Searching the account number in my emails I have an email dated 2016 showing £0 balance. In previous years I have provided this proof to Lowell and EDF - who say they recalculated the account in 2017 (long after moving from the address) and the balance was £168.95 - this is what they are supposedly chasing for now.
Can you offer any advice what to do? I dont want a CCJ or court costs, but feel unjust that I have proof the account was settled years ago when they since decided to 'recalcualte'
Thanks
0
Comments
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Hi,The onus is on them to provide the proof of liability, not you.Send them the provit letter, available from the sticky post above, get them to either prove their claim, or to shut up and go away.See what comes back.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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Hi @sourcrates - I'm new to this, but thank you for your help. Hoe do I access sticky post?
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Just click on it, it opens a range of options, the letter you want is here -
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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