Getting a loan after mortgage completion

mjbc85

Hi,
I'm looking for a bit of advice, I have just recently taken out a mortgage with Barclays.
When Barclays accepted my mortgage application they said that I needed to settle some existing commitments which totalled about £25000 within 30 days of my mortgage going live, which I have done.
I now unfortunately need to buy a new car as my car has just been written off. My question is if I borrow the money will it have any consequences with Barclays even though my mortgage has gone through and we are now living in our new house.
Any guidance would be greatly appreciated.
Thanks 

Meh123

doubt it, but if you used a MB chat with them about it.
The condition of the mortgage offer was that you cleared certain debts within 30 days, not that you could never take out credit again....that’s how my brain sees it anyway. 

mjbc85

Meh123 said:

doubt it, but if you used a MB chat with them about it.
The condition of the mortgage offer was that you cleared certain debts within 30 days, not that you could never take out credit again....that’s how my brain sees it anyway. 

Thanks for your reply.
That's the way I was looking at it, surely now the mortgage is complete they wouldn't even know that I will have taken out a different loan, as I can't see them carrying out a credit check after completion.

Meh123

mjbc85 said:

Meh123 said:

doubt it, but if you used a MB chat with them about it.
The condition of the mortgage offer was that you cleared certain debts within 30 days, not that you could never take out credit again....that’s how my brain sees it anyway. 

Thanks for your reply.
That's the way I was looking at it, surely now the mortgage is complete they wouldn't even know that I will have taken out a different loan, as I can't see them carrying out a credit check after completion.

I’d personally take it at face value, in that you did what they asked by paying of the commitments which they requested.  If their requirement had been to pay the 25k off and to not take any further credit for x amount of years then it would be different. 
it’s not like you’re suddenly buying a Ferrari (or are you?! 😂), you’re simply replacing a vehicle which has been written off, and no, I can’t see them running another credit check either. 

mjbc85

Meh123 said:

mjbc85 said:

Meh123 said:

doubt it, but if you used a MB chat with them about it.
The condition of the mortgage offer was that you cleared certain debts within 30 days, not that you could never take out credit again....that’s how my brain sees it anyway. 

Thanks for your reply.
That's the way I was looking at it, surely now the mortgage is complete they wouldn't even know that I will have taken out a different loan, as I can't see them carrying out a credit check after completion.

I’d personally take it at face value, in that you did what they asked by paying of the commitments which they requested.  If their requirement had been to pay the 25k off and to not take any further credit for x amount of years then it would be different. 
it’s not like you’re suddenly buying a Ferrari (or are you?! 😂), you’re simply replacing a vehicle which has been written off, and no, I can’t see them running another credit check either. 

Thanks for your advice, and no I'm not buying a Ferrari I wish.
Thanks