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car allowance with new job

Hi
first time on here so thanks for any help.
I have been lucky enough to get a new job after being made redundant earlier this year.
I have been offered a car or car allowance (£3400) per year and have decided to take the car allowance as i already have suitable car which i am happy to use. My confusion arises when it comes to the fuel i will use. I have the option of a fuel card but i understand that if I don't take this i can claim for the mileage I do, 45p for 1st 10000 miles and then 25p for any miles above 10000. My new company will reimburse at 10p per mile apparently so I think I would be slightly down but i understand i can then claim back from HMRC at the 45p and 25p rates if i fill in a tax return.
Am i correct in what i say ( and is my new company getting off cheaply by only reimbursing 10p).
This seems like a good deal if you can wait a long time to get your money back.
Can anyone help me please ?

Kind regards

John
 





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