Mortgages for older people

The_Posh

Hi - I'm approaching 59 and a first time buey inthe UK (moved back from the US a few years ago). Looking to find a lender for a mortagge - any suggestions?

MovingForwards

Speak with a good broker to see what your options are. If you don't know anyone who has purchased recently, there's a few brokers who post on MSE; you can message them, they cannot approach you first.

[Deleted User]

I wouldnt class you as an 'older person' for mortgage purposes.  You will be able to get a mortgage with all the lenders based on your current age. How long a term they offer is another question and how they treat lending in to retirement is something else to consider if you want to take a mortgage past state retirement age.  

There are lenders around that dont have any upper age limit on the mortgage so should be options out there for you.    Find a broker and go through a full factfind to get a recommendation