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Cutting it Fine - the challenge is on!

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  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I grew Russian giants last year. I started sowing sunflowers on 1 April after I started the sunflower Challenge on Twitter! Lovely to see how every bodies are growing after sowing them at the same time! 
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sunflowers are stunning and beloved by the wildlife too
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Sandy, we also have some sunflowers to grow this year, but I wasn’t sure if we’d missed the sowing season or not, great to know everyone does theirs on the 1st :smile: I think I’ll be following suit with you guys!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • SandyShores
    SandyShores Posts: 1,985 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Hi Kittenkirst, really excited to grow sunflowers this year.  I've chosen the Pike's Peak ones which are huge, and then I was just reading a comment about making sure the size you choose fits in with your garden - whoops, no they will definitely stand out in mine as its a very new garden and everything is tiny.  Oh well, its a bit of fun.  And if the wildlife love them as well SH, its just a bonus isn't it.  I didn't know there was a sunflower challenge Caeler, I'll look out for that.  I was remembering my mum growing some huge ones when we were children and loving them.  When I was a singleton (with my own garden and greenhouse) I grew some that weren't super tall but the heads were massive - a colleague in work took them for her parrot after they'd finished.  Ah, they just bring back memories and represent sunny days and smiley faces to me.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sunflowers make me happy. I’ve got the Russian giant variety. 
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I’m not sure which variety we have; our neighbour gave us a sunflower in the summer (when our young cat passed away unexpectedly). We kept the head and let it dry to plant the seeds again this year; however we will be moving so it will be in a nice pot this year.
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • SandyShores
    SandyShores Posts: 1,985 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Lovely that you have the seeds from last year Kittenkirst, though sorry to hear about your youngster.  Nice that you can grow the sunflowers again.  I'd forgotten how good it is to watch things grow, its amazing how plants grow and produce seeds.  We're still doing some of the harder landscaping in the garden and I now want a shed and raised beds.  I'm excited to get going with the seeds but its better to wait until the concreting is done before putting in seedlings.  We had a few plants in pots while we were in rented, it was amazing how they sprang up as soon as they were set free in the ground.  I don't know if you'll have any space for pots at your g/f's parents but if you can have a few things they can be getting roots ready for your new garden.

    My week of running has started well and we all seem quite positive in the Shore's household, must be something to do with seeing blue skies and sunshine.  Mortgage overpayment made up so another £1k has come off the capital this month.  Next month should see us with an additional 1% of equity in the house.  We've a total 1,056 sq ft, so we currently own about 75 sq ft - is that the bathroom paid for :smiley:?  I need to get onto the old energy suppliers as they haven't sent the money through yet.  I'm wondering if its because I cancelled the direct debit so they might not have my bank details on file.  A phone call today I think.
    "Think of many things, do one"
    Mortgage 30 Aug'25 est. £209,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That's great progress in 3 years
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great progress there in the 3 years, and also with the health focus too. It takes time for it to show physically I find, but hopefully you are feeling the mental lift from the better eating and exercise :smile:

    Youve reminded me to call our old energy provider- we tried to switch to Shell energy and they let the Elec go but not our gas weirdly (both on the same DD so no idea why)- need to call them and moan this afternoon and get it sorted! With moving in a few months its better for the buyer if with the same supplier really (and will be easier for us with closing down accounts etc). Thanks for the reminder :smiley:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
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