Mortgage Options - Flexibly furloughed

sequin123

Does anyone know if there are any lenders still considering furlough pay within affordability calculations?
I have been working 100% for the last 2 months however have just been advised I will be working 50% of my hours for the rest of November and furlough for the other 50% due to 2nd lockdown. There is a possibility this will also carry forward to December
Our other option is to just use my partners income for the purposes of the application which will probably achieve what we need to borrow  however would prefer to do a joint application to give us a little more budget if required.  Our LTV would be approx 35% and we do not have any outstanding credit cards/loans. 
Thanks

[Deleted User]

Why not a joint application with a lender that lends the same to 2 applicants with 1 income as 1 applicant alone.   Then you still get your joint application but dont have to faff around trying to find a lender to use the furlough income.   There might be 1 or 2 high street lenders able to do it but the underwriting wont be easy

sequin123

Ok thanks I hadn’t considered that option something to consider.
Is anyone aware of lenders who are considering furlough, I was wondering whether as I am working 50% of my hours they might consider at least 50% of my salary?